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Data breaches are on the rise and a concern for businesses of all industries. For instance, since January 2017, at least 14 retailers have been hacked and likely had information stolen from them. The healthcare industry has also been a target for cyber-criminals, along with the City of Atlanta and many more.

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While it’s essential to know what your insurance policy covers, it is just as important to understand what your policy does NOT cover. In commercial insurance terms, an “endorsement” refers to a document attached to an insurance contract that adds, removes or alters the scope of coverage under the policy. To avoid confusion following an incident, it is smart to be aware of any new or existing endorsements that impact your commercial insurance policy.

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